Health Insurance Reforms: Unintended Consequences

The Hastings Center Bioethics Forum, Forthcoming

2 Pages Posted: 14 Feb 2010 Last revised: 6 Nov 2012

See all articles by Mark A. Rothstein

Mark A. Rothstein

University of Louisville - Institute for Bioethics, Health Policy, and Law; University of Louisville - Louis D. Brandeis School of Law

Date Written: February 11, 2010

Abstract

With comprehensive health reform stalled, there is growing pressure to enact more modest health insurance reforms. These efforts have an understandable practical and political appeal. Denials of coverage, cancellations of policies, preexisting condition exclusions, lifetime caps on benefits, and other practices have the effect of denying coverage to many individuals who need health insurance. Legislation prohibiting these practices is a seemingly easy way to fix obvious injustices without tackling the entire range of contentious issues. Unfortunately, enacting “health insurance reform” is likely to lead to severe unintended consequences.

Keywords: Health reform, health insurance, individual health insurance, group health insurance, health legislation, access to health care

JEL Classification: K31, K32

Suggested Citation

Rothstein, Mark A., Health Insurance Reforms: Unintended Consequences (February 11, 2010). The Hastings Center Bioethics Forum, Forthcoming. Available at SSRN: https://ssrn.com/abstract=1551397

Mark A. Rothstein (Contact Author)

University of Louisville - Institute for Bioethics, Health Policy, and Law ( email )

Louisville, KY 40202
United States

HOME PAGE: http://www.louisville.edu/bioethics

University of Louisville - Louis D. Brandeis School of Law ( email )

Wilson W. Wyatt Hall
Louisville, KY 40292
United States

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