Canada's Prohibition of Automated Bank Machine Withdrawal Charges as a Violation of the WTO GATS

Manchester Journal of International Economic Law, Vol 4, No. 3, p. 43-61, 2009

15 Pages Posted: 21 Feb 2010 Last revised: 22 Dec 2016

See all articles by David A. Collins

David A. Collins

The City Law School, City, University of London

Date Written: 2009

Abstract

This paper discusses how Canadian regulations prohibition banks from levying charges for the use of automated withdrawal machines may operate as a market access barrier to foreign banks, which could violate the WTO General Agreement on Trade in Services. This paper suggests that such charges are not against public interest because of the element of consumer choice in cash services. This paper acknowledges the speculative nature of this assessment as no foreign banks currently operate automated bank machines in Canada.

Keywords: WTO, GATS, Banking

Suggested Citation

Collins, David A., Canada's Prohibition of Automated Bank Machine Withdrawal Charges as a Violation of the WTO GATS (2009). Manchester Journal of International Economic Law, Vol 4, No. 3, p. 43-61, 2009, Available at SSRN: https://ssrn.com/abstract=1552942

David A. Collins (Contact Author)

The City Law School, City, University of London ( email )

Northampton Square
London, EC1V OHB
United Kingdom

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