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Cooperation for Innovation in Payment Systems: The Case of Mobile Payments

Telecom ParisTech Working Paper No. ESS-10-02

25 Pages Posted: 24 Mar 2010  

Marc Bourreau

Telecom ParisTech; CREST

Marianne Verdier

Ecole Nationale Superieure des Telecommunications

Multiple version iconThere are 2 versions of this paper

Date Written: February 1, 2010

Abstract

In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we introduce five cooperation models that have emerged or could emerge between banks, mobile network operators, and payment systems, for the development of this new payment method. We also discuss the regulatory issues posed by the presence of mobile operators in the payments market.

Keywords: mobile payments, payment systems, mobile banking, mobile commerce

JEL Classification: E42, G21, L96

Suggested Citation

Bourreau, Marc and Verdier, Marianne, Cooperation for Innovation in Payment Systems: The Case of Mobile Payments (February 1, 2010). Telecom ParisTech Working Paper No. ESS-10-02. Available at SSRN: https://ssrn.com/abstract=1575036 or http://dx.doi.org/10.2139/ssrn.1575036

Marc Bourreau (Contact Author)

Telecom ParisTech ( email )

46, rue Barrault
Paris Cedex 13, F-75634
France

CREST

15 Boulevard Gabriel Peri
Malakoff Cedex, 1 92245
France

Marianne Verdier

Ecole Nationale Superieure des Telecommunications ( email )

46, rue Barrault
Paris Cedex 13, F-75634
France

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