Credit for Motherhood

22 Pages Posted: 11 May 2010

See all articles by Melissa B. Jacoby

Melissa B. Jacoby

University of North Carolina School of Law

Date Written: May 9, 2010


Prepared for a symposium on Globalization, Families and the State, this essay builds on prior work exploring the impact of consumer lenders who sell credit products for assisted reproduction and adoption. After reviewing some basic attributes of the parenthood lending market, the essay discusses how not-for-profit lenders promote traditional conceptions of motherhood and the division of carework in ways that credit discrimination laws were not designed to address. The essay also articulates some incentives of for-profit lenders to sell motherhood and potential implications for women who are ambivalent about becoming parents.

Keywords: IVF, adoption, credit cards, consumer debt, repronormativity, baby market, parenthood market

Suggested Citation

Jacoby, Melissa B., Credit for Motherhood (May 9, 2010). North Carolina Law Review, Forthcoming, UNC Legal Studies Research Paper No. 1603564, Available at SSRN:

Melissa B. Jacoby (Contact Author)

University of North Carolina School of Law ( email )

Van Hecke-Wettach Hall, 160 Ridge Road
CB #3380
Chapel Hill, NC 27599-3380
United States

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