The Role of Mobile Operators in Expanding Access to Finance

CGAP Brief, May 2009

4 Pages Posted: 9 Aug 2010 Last revised: 10 Aug 2014

Ignacio Mas

Tufts University

Jim Rosenberg

World Bank - Consultative Group to Assist the Poor (CGAP)

Date Written: May 1, 2009

Abstract

Mobile phones may have a huge role to play in expanding access to finance. But does the company that operates the mobile network need to actually provide financial services? Or should others offer financial services, with the mobile operator merely providing the underlying wireless connectivity? The fact that mobile phones can be used as transactional devices doesn’t necessarily mean that the mobile operator needs to "own" the financial service.

Keywords: Mobile Operators, Access to Finance, Microfinance, Branchless Banking

Suggested Citation

Mas, Ignacio and Rosenberg, Jim, The Role of Mobile Operators in Expanding Access to Finance (May 1, 2009). CGAP Brief, May 2009. Available at SSRN: https://ssrn.com/abstract=1655252

Ignacio Mas (Contact Author)

Tufts University ( email )

Medford, MA 02155
United States

Jim Rosenberg

World Bank - Consultative Group to Assist the Poor (CGAP) ( email )

1818 H St NW
Washington, DC
United States

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