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Banking on Mobiles: Why, How, for Whom?

CGAP Focus Note, No. 48, June 2008

28 Pages Posted: 9 Aug 2010 Last revised: 22 Aug 2010

Ignacio Mas

Tufts University

Kabir Kumar

affiliation not provided to SSRN

Date Written: 2008

Abstract

This paper examines how banks can translate the potential of mobile phones into greater financial access for poor people. Although mobile phone operators have been able to use the mobile phone for mobile remittance and bill payment services in several countries, banks have had little success in using mobile phones as part of a growth or outreach strategy.

Keywords: Mobile Banking, Branchless Banking, Electronic Payments, Microfinance

Suggested Citation

Mas, Ignacio and Kumar, Kabir, Banking on Mobiles: Why, How, for Whom? (2008). CGAP Focus Note, No. 48, June 2008. Available at SSRN: https://ssrn.com/abstract=1655282

Ignacio Mas (Contact Author)

Tufts University ( email )

Medford, MA 02155
United States

Kabir Kumar

affiliation not provided to SSRN ( email )

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