Going Cashless at the Point of Sale: Hits and Misses in Developed Countries

CGAP Focus Note, No. 51, December 2008

28 Pages Posted: 9 Aug 2010 Last revised: 22 Aug 2010

Date Written: 2008

Abstract

This paper reviews some of the bigger failures and some of the more promising experiences in the use of smartcards and mobile phones as payment platforms in developed countries. We selected just a few examples - from dozens of possibilities - and did not delve into much detail on any given scheme. Beyond telling the stories of these ventures, our objective is to extract some lessons behind the failures and the successes.

Keywords: Mobile Banking, Electronic Payments, Smartcards

Suggested Citation

Mas, Ignacio and Rotman, Sarah, Going Cashless at the Point of Sale: Hits and Misses in Developed Countries (2008). CGAP Focus Note, No. 51, December 2008, Available at SSRN: https://ssrn.com/abstract=1655284

Ignacio Mas (Contact Author)

Tufts University ( email )

Medford, MA 02155
United States

Sarah Rotman

CGAP ( email )

1818 H St NW
Washington, DC
United States

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