The Structure of Chinese Banking System and Credit Access Problems for SMEs

Transition Studies Review, Vol. 15, No. 3, 2008

Posted: 22 Jan 2011

See all articles by Rubens Pauluzzo

Rubens Pauluzzo

Università degli Studi di Udine - Department of Economics

Enrico Geretto

affiliation not provided to SSRN

Date Written: December 1, 2008

Abstract

This paper examines the structure and the main characteristics of the Chinese banking industry. In particular, the paper analyses the problematic aspects of credit relations of small and medium enterprises (SMEs). The SMEs are facing several problems in accessing the bank loans market, dominated by the political and contractual weight of state-owned enterprises. However, some recent reforms have improved the situation, a fundamental condition for additional positive results. Nevertheless, further and more pervasive modernization efforts are needed to consolidate these results and to develop the relationships between banks and SMEs.

Keywords: China, banking system, credit access, SMEs

JEL Classification: F37, G21, O53

Suggested Citation

Pauluzzo, Rubens and Geretto, Enrico, The Structure of Chinese Banking System and Credit Access Problems for SMEs (December 1, 2008). Transition Studies Review, Vol. 15, No. 3, 2008, Available at SSRN: https://ssrn.com/abstract=1744921

Rubens Pauluzzo (Contact Author)

Università degli Studi di Udine - Department of Economics ( email )

Via Tomadini 30
33100 Udine
Italy
+39 0432249235 (Phone)

Enrico Geretto

affiliation not provided to SSRN ( email )

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