Student Loan Reforms for German Higher Education: Financing Tuition Fees

34 Pages Posted: 1 Mar 2011

See all articles by Bruce Chapman

Bruce Chapman

Australian National University, Research School of Social Sciences (RSSS) - Economics Program; Australian National University (ANU) - Crawford School of Public Policy

Mathias Sinning

Australian National University (ANU) - Crawford School of Public Policy

Multiple version iconThere are 2 versions of this paper

Abstract

It is generally agreed that the funding base for German universities is inadequate and perhaps the time has come for serious consideration of the imposition of non-trivial tuition charges. Against this background, this paper compares conventional and income contingent loans for financing tuition fees at German universities. With the use of unconditional age-income quantile regression approaches our analysis considers two critical aspects of the loan debate: the size of repayment burdens associated with normal mortgage-style loans, and the time structure of revenue to the government from a hypothetical income contingent loan scheme. It is found tuition fees at German universities could increase considerably with the use of an income contingent loan system based on current policy approaches used in Australia, England and New Zealand.

Keywords: educational finance, student financial aid, state and federal aid, government expenditures on education

JEL Classification: H52, I22, I28

Suggested Citation

Chapman, Bruce James and Sinning, Mathias, Student Loan Reforms for German Higher Education: Financing Tuition Fees. IZA Discussion Paper No. 5532, Available at SSRN: https://ssrn.com/abstract=1771254 or http://dx.doi.org/10.2139/ssrn.1771254

Bruce James Chapman (Contact Author)

Australian National University, Research School of Social Sciences (RSSS) - Economics Program ( email )

HC Coombs Building
Australian National University
Canberra, Australian Capital Territory 0200
Australia

Australian National University (ANU) - Crawford School of Public Policy

ANU College of Asia and the Pacific
J.G. Crawford Building, #132, Lennox Crossing
Canberra, Australian Capital Territory 0200
Australia

Mathias Sinning

Australian National University (ANU) - Crawford School of Public Policy ( email )

ANU College of Asia and the Pacific
J.G. Crawford Building, #132, Lennox Crossing
Canberra, Australian Capital Territory 0200
Australia

HOME PAGE: http://www.mathiassinning.com

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
111
Abstract Views
959
rank
248,465
PlumX Metrics