Exploring Business Pathways to Digital Financial Inclusion: Early Indications from a Field Visit to Ghana and Tanzania
The Mobile Financial Services Development Report, May 2011
24 Pages Posted: 4 Apr 2011 Last revised: 6 Nov 2015
Date Written: November 1, 2015
This report contains an initial evaluation of the opportunities for spreading financial services through business networks in local communities across sub-Saharan Africa. The central premise is that small, local business that are able to establish a data-rich, trusted relationship with financial institutions can be effective channels for spreading the benefits of financial services indirectly into the communities that they operate in, through their base of customers, employees and suppliers. This complements traditional financial inclusion approaches, which seek the establishment of direct relationships between end-users and financial institutions.
Keywords: Savings, mobile money, mobile banking, mobile payments, branchless banking, financial inclusion, microfinance, access to finance
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