Retirement Withdrawals: The Historic Return Dilemma

11 Pages Posted: 8 Apr 2011

See all articles by John B. Mitchell

John B. Mitchell

Central Michigan University - Department of Finance and Law

Date Written: April 5, 2011

Abstract

Historic returns from 1926 to present are commonly used to predict future returns when planning retirement withdrawals. This paper examines the accuracy of historic returns for predicting future returns, implications of historic returns for setting withdrawal rates, and the ramifications for retirees following such advice.

Keywords: Retirement, Withdrawal Rate, Historic Returns

JEL Classification: D14, E17, G11, J26

Suggested Citation

Mitchell, John B., Retirement Withdrawals: The Historic Return Dilemma (April 5, 2011). Available at SSRN: https://ssrn.com/abstract=1803266 or http://dx.doi.org/10.2139/ssrn.1803266

John B. Mitchell (Contact Author)

Central Michigan University - Department of Finance and Law ( email )

328 Sloan Hall
Mount Pleasant, MI 48859
989-774-3651 (Phone)

Register to save articles to
your library

Register

Paper statistics

Downloads
253
Abstract Views
1,133
rank
121,683
PlumX Metrics