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Private Health Insurance in the United States: A Proposal for a More Functional System

84 Pages Posted: 6 Apr 2011 Last revised: 28 Apr 2011

Laura D. Hermer

Mitchell Hamline School of Law

Date Written: April 5, 2005

Abstract

This article provides a history and overview of the private health coverage system in the United States, and a discussion of legal and policy-related problems with this coverage. It additionally offers suggestions for revising our health care system to provide greater, more consistent, more cost effective coverage for everyone through the institution of universal primary care coverage, and select public expansions to cover catastrophic and specialist care.

Keywords: private coverage, health insurance, United States

Suggested Citation

Hermer, Laura D., Private Health Insurance in the United States: A Proposal for a More Functional System (April 5, 2005). Houston Journal of Health Law and Policy, Vol. 6, pp. 1-84, 2005. Available at SSRN: https://ssrn.com/abstract=1803348

Laura D. Hermer (Contact Author)

Mitchell Hamline School of Law ( email )

875 Summit Ave.
Saint Paul, MN 55105
United States

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