Examination Under Oath

Abstract

The "Examination Under Oath" (EUO) is an important tool to help an insurance company to prevent fraud. The purpose of the examination is to enable the insurer to obtain information necessary to process the claim. An examination under oath is taken under the authority provided by a condition of the insurance policy. The policyholder is required to appear and give sworn testimony on the demand of the insurer. Not to be overlooked is that the examination under oath can be an effective procedure for the policyholder to prove his or her claim, especially where evidence was destroyed by fire, water or otherwise not available.

Keywords: Proof of Loss, Insurance Claims, Fraud, Sworn Testimony