Does Microfinance Empower Rural Women? Empirical Study in Udaipur District, Rajasthan

Researchers World - Journal of Arts, Science and Commerce, Vol. 3, April 2012

14 Pages Posted: 15 Jan 2014

See all articles by Dhiraj Jain

Dhiraj Jain

Symbiosis International University - Symbiosis Centre for Management Studies , Pune

Bhagyashree Jain

Pacific Institute of Management

Date Written: April 1, 2012

Abstract

Microfinance has come to play a major role in many gender and development strategies because of its direct relationship to both poverty alleviation and to the empowerment of women. Women are the most crucial elements of the social fabric and are playing a pivotal role in the socio-economic scenario of Rajasthan. Microfinance programs like the SHGs in India have been promoted for their positive economic impact and the belief that they empower women. Microfinance programs like the SHGs in India have been promoted for their positive economic impact and belief that they empower women. The survey was conducted on around 100 respondents from various SHGs of Udaipur district, Rajasthan and the analysis was done to study the empowerment of women through microfinance. The results strongly demonstrate that on an average, there is a significant increase in women empowerment of the Self Help Groups members. However, social backwardness, indebtedness and presence of other microcredit programs in the same or nearby villages have a significant positive influence on women’s participation in this program.

Keywords: Microfinance, Women empowerment, Self Help Groups, Non Governmental Organization, Ordinal variables, Holistic development

Suggested Citation

Jain, Dhiraj and Jain, Bhagyashree, Does Microfinance Empower Rural Women? Empirical Study in Udaipur District, Rajasthan (April 1, 2012). Researchers World - Journal of Arts, Science and Commerce, Vol. 3, April 2012, Available at SSRN: https://ssrn.com/abstract=1911140

Dhiraj Jain (Contact Author)

Symbiosis International University - Symbiosis Centre for Management Studies , Pune ( email )

Near Lunkad Gold Coast
Viman Nagar
Pune, Maharashtra 411014
India

Bhagyashree Jain

Pacific Institute of Management

Udaipur
Rajasthan
India

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