Voluntary Affiliation to Micro Health Insurance and Social Capital Among Resource-Poor Persons: Initial Evidence from India

Microinsurance: an Innovative Tool for Disaster and Risk Reduction, Global Risk Forum GRF, Davos; ISBN 978-3-033-02463-2 (Eds Morelli E, Onnis GA, Ammann WJ, Sutter C ) 2010

25 Pages Posted: 15 May 2012

Date Written: May 1, 2010

Abstract

Based on data from a 2005 household survey in four locations in India, we examine whether there is an association between insurance status and several indicators of social capital, and whether this association is a general phenomenon or, rather, dependent on attributes of the community or of the local Micro Insurance Unit (MIU). This is done by looking at preferences of respondents to seek borrowing and advice from formal versus informal sources, levels of trust towards community members versus outsiders, and the factors influencing respondents’ decision to affiliate voluntarily to an MIU or not.

Keywords: microinsurance, social capitaI, MIU, India

JEL Classification: D10, D20, G22, I19, O17

Suggested Citation

Dror, Iddo, Voluntary Affiliation to Micro Health Insurance and Social Capital Among Resource-Poor Persons: Initial Evidence from India (May 1, 2010). Microinsurance: an Innovative Tool for Disaster and Risk Reduction, Global Risk Forum GRF, Davos; ISBN 978-3-033-02463-2 (Eds Morelli E, Onnis GA, Ammann WJ, Sutter C ) 2010, Available at SSRN: https://ssrn.com/abstract=2057755

Iddo Dror (Contact Author)

Micro Insurance Academy ( email )

52-B, 1st floor
Okhla Industrial Estate, Phase III
New Delhi, 110020
India

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