College-Based Personal Finance Education: Student Interest in Three Delivery Methods

16 Pages Posted: 16 May 2012

See all articles by Joseph W. Goetz

Joseph W. Goetz

University of Georgia

Brenda J. Cude

University of Georgia Department of Financial Planning, Housing and Consumer Economics

Robert B. Nielsen

affiliation not provided to SSRN

Swarn Chatterjee

University of Georgia

Yoko Mimura

California State University, Northridge - Department of Family and Consumer Sciences

Date Written: 2011

Abstract

Using online survey responses from 509 undergraduate students, three financial education methods (on-campus financial counseling center, online financial management resources, and in-person educational workshops) were examined. Using a social constructionist framework, the analysis controlled for various demographic and financial factors. The results of three logistic regressions indicated that having taken a personal finance course was positively associated with interest in all three delivery methods. Having higher debt, being African American, and believing that finances will affect college completion were positively associated with at least one but not all three delivery methods. Recommendations for implementing financial education programming for college students are provided.

Keywords: college students, financial education, financial literacy

Suggested Citation

Goetz, Joseph W. and Cude, Brenda J. and Nielsen, Robert B. and Chatterjee, Swarn and Mimura, Yoko, College-Based Personal Finance Education: Student Interest in Three Delivery Methods (2011). Journal of Financial Counseling and Planning, Vol. 22, No. 1, 2011. Available at SSRN: https://ssrn.com/abstract=2061298

Joseph W. Goetz (Contact Author)

University of Georgia ( email )

Athens, GA 30602-6254
United States

Brenda J. Cude

University of Georgia Department of Financial Planning, Housing and Consumer Economics ( email )

Athens, GA 30602-3622
United States

Robert B. Nielsen

affiliation not provided to SSRN ( email )

Swarn Chatterjee

University of Georgia ( email )

Athens, GA 30602-3622
United States

Yoko Mimura

California State University, Northridge - Department of Family and Consumer Sciences ( email )

18111 Nordhoff Street
Northridge, CA 91330-8308
United States

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