Some Thoughts on Health Care Exchanges: Choice, Defaults, and the Unconnected

17 Pages Posted: 15 Jul 2012

See all articles by Brendan S. Maher

Brendan S. Maher

Texas A&M University School of Law

Date Written: 2012

Abstract

One feature of the ACA that appealed to observers across the political spectrum was the creation of health insurance “exchanges.” Among other things, exchanges are intended to aid consumers in making simple and transparent choices regarding the purchase of health insurance. This Article considers how exchanges might benefit from the use of “default” options — both online and off. Given the significant number of Americans that have limited or no Internet access, offline defaults may be an attractive way to promote coverage of the “unconnected.”

Keywords: ACA, Affordable Care Act, exchanges, insurance

Suggested Citation

Maher, Brendan S., Some Thoughts on Health Care Exchanges: Choice, Defaults, and the Unconnected (2012). Connecticut Law Review, Vol. 44, No. 4, p. 1099, 2012, Available at SSRN: https://ssrn.com/abstract=2106869

Brendan S. Maher (Contact Author)

Texas A&M University School of Law ( email )

1515 Commerce St.
Fort Worth, TX 76102
United States

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