The Case for Interstate Branch Banking

15 Pages Posted: 3 Nov 2012

See all articles by David Mengle

David Mengle

International Swaps and Derivatives Association; Fordham University Graduate School of Business

Date Written: 1990


When asked about the most important developments in banking in the decade of the 1980s, most people are likely to point to the thrift debacle or to losses on loans to less developed countries. But arguably more influential has been a benign development, namely, the rise of interstate banking. In 1980, only Maine allowed bank holding companies from outside the state to acquire Maine banks. By 1990, all but four states allowed out-of-state banks to enter, although in many states there were regional limitations on entry.

Suggested Citation

Mengle, David, The Case for Interstate Branch Banking (1990). FRB Richmond Economic Review, vol. 76, no. 6, November/December 1990, pp. 3-17, Available at SSRN:

David Mengle (Contact Author)

International Swaps and Derivatives Association ( email )

360 Madison Avenue
New York, NY 10017
United States


Fordham University Graduate School of Business ( email )

New York, NY
United States

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