Efficiency of Financial Institutions: International Survey and Directions for Future Research

75 Pages Posted: 7 Apr 1997

See all articles by Allen N. Berger

Allen N. Berger

University of South Carolina - Darla Moore School of Business; Wharton Financial Institutions Center; European Banking Center

David B. Humphrey

Florida State University - Department of Finance

Multiple version iconThere are 2 versions of this paper

Date Written: 1997

Abstract

This paper surveys 130 studies that apply frontier efficiency analysis to financial institutions in 21 countries. The primary goals are to summarize and critically review empirical estimates of financial institution efficiency and to attempt to arrive at a consensus view. We find that the various efficiency methods do not necessarily yield consistent results and suggest some ways that these methods might be improved to bring about findings that are more consistent, accurate and useful. Secondary goals are to address the implications of efficiency results for financial institutions in the areas of government policy, research and managerial performance. Areas needing additional research are also outlined.

JEL Classification: G21, G28, E58, E61, F33

Suggested Citation

Berger, Allen N. and Humphrey, David B., Efficiency of Financial Institutions: International Survey and Directions for Future Research (1997). Available at SSRN: https://ssrn.com/abstract=2140 or http://dx.doi.org/10.2139/ssrn.2140

Allen N. Berger (Contact Author)

University of South Carolina - Darla Moore School of Business ( email )

1705 College St
Francis M. Hipp Building
Columbia, SC 29208
United States
803-576-8440 (Phone)
803-777-6876 (Fax)

Wharton Financial Institutions Center

Philadelphia, PA 19104-6367
United States

European Banking Center

P.O. Box 90153
Tilburg, 5000 LE
Netherlands

David B. Humphrey

Florida State University - Department of Finance ( email )

Tallahassee, FL 32306-1042
United States
850-644-7899 (Phone)
850-668-6696 (Fax)

Register to save articles to
your library

Register

Paper statistics

Downloads
18,226
Abstract Views
37,300
rank
136
PlumX Metrics