Implementing the Affordable Care Act: State Action on Early Market Reforms

Commonwealth Fund Issue Brief, pub. 1586, Vol. 6, March 2012

12 Pages Posted: 11 Oct 2012  

Katie Keith

Georgetown University Health Policy Institute Center on Health Insurance Reforms

Kevin W. Lucia

Georgetown University Health Policy Institute Center on Health Insurance Reforms

Sabrina Corlette

Georgetown University Health Policy Institute Center on Health Insurance Reforms

Date Written: March 1, 2012

Abstract

The Affordable Care Act includes numerous consumer protections that took effect on September 23, 2010. This issue brief examines new state action on a subset of these “early market reforms.” The analysis finds that 49 states and the District of Columbia have passed new legislation, issued a new regulation, issued new subregulatory guidance, or are actively reviewing insurer policy forms for compliance with these protections. These findings suggest that states have required or encouraged compliance with the early market reforms, and that efforts to understand how states are responding cannot focus on legislative action alone. The findings also raise important questions regarding how states may implement the Affordable Care Act’s broader 2014 market reforms, and suggest the need for continued tracking of state action.

Keywords: Affordable Care Act, early market reforms, implementation, dependent coverage, preexisting condition

Suggested Citation

Keith, Katie and Lucia, Kevin W. and Corlette, Sabrina, Implementing the Affordable Care Act: State Action on Early Market Reforms (March 1, 2012). Commonwealth Fund Issue Brief, pub. 1586, Vol. 6, March 2012. Available at SSRN: https://ssrn.com/abstract=2160486

Katie Keith (Contact Author)

Georgetown University Health Policy Institute Center on Health Insurance Reforms ( email )

3600 N Street, NW Suite 200
Washington, DC 20057
United States

Kevin W. Lucia

Georgetown University Health Policy Institute Center on Health Insurance Reforms ( email )

3600 N Street, NW Suite 200
Washington, DC 20057
United States

Sabrina Corlette

Georgetown University Health Policy Institute Center on Health Insurance Reforms ( email )

3600 N Street, NW Suite 200
Washington, DC 20057
United States

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