Impact of Micro-Credit Programs on Self-Employment Profits, the Do Non-Credit Program Aspects Matter?

Posted: 24 Jan 2013

See all articles by Signe-Mary McKernan

Signe-Mary McKernan

The Urban Institute - Center on Labor, Human Services and Population

Date Written: February 1, 2002

Abstract

Micro-credit programs provide a two-tiered approach to poverty alleviation: credit for the purchase of capital inputs to promote self-employment and non-credit services and incentives. These non-credit aspects may be an important component of the success of micro-credit programs. This paper uses primary data on household participants and non-participants in Grameen Bank and two similar micro-credit programs to measure the total and non-credit effects of micro-credit program participation on productivity. I find large positive effects of participation and the non-credit aspects of participation on self-employment profits.

Keywords: International Issues

Suggested Citation

McKernan, Signe-Mary, Impact of Micro-Credit Programs on Self-Employment Profits, the Do Non-Credit Program Aspects Matter? (February 1, 2002). Review of Economics and Statistics, Vol. 84, No. 1, 2002, Available at SSRN: https://ssrn.com/abstract=2205988

Signe-Mary McKernan (Contact Author)

The Urban Institute - Center on Labor, Human Services and Population ( email )

United States

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