Does Microcredit Help Promote Development and Peace at the Household Level in Bangladesh?

Research Journal of Social Science and Management, Vol. 2, No. 2, pp. 14-19, 2012

6 Pages Posted: 12 Feb 2013

See all articles by Md. Fouad Hossain Sarker

Md. Fouad Hossain Sarker

Daffodil International University

Muhammad Abdus Salam

University of Oslo

Saiful Islam

University of Brunei Darussalam

Date Written: June 10, 2012

Abstract

This paper examines if microcredit for the rural poor in Bangladesh has any instrumental role in achieving development and peace at the household level. This study has been conducted among the microcredit borrowers of the Grameen Bank (GB) and Bangladesh Rural Advancement Committee (BRAC). Structured questionnaires have been used to understand the amount of borrowing and the patterns of use of the loan. Ethnographic case studies are used to explore the ways in which microcredit and its use have impacted on the lives of the borrowers. This study has found out that microcredit has positive impact on the lives of the borrowers. The return from the microcredit investment through small-scale enterprises has contributed towards economic ease of the families, thereby contributing towards less domestic violence, gender equality and peace at the household level. Such findings, however, have yet to be established at the macro societal level through large-scale longitudinal studies.

Keywords: Bangladesh, microcredit, poverty, peace, development

Suggested Citation

Sarker, Md. Fouad Hossain and Abdus Salam, Muhammad and Islam, Saiful, Does Microcredit Help Promote Development and Peace at the Household Level in Bangladesh? (June 10, 2012). Research Journal of Social Science and Management, Vol. 2, No. 2, pp. 14-19, 2012. Available at SSRN: https://ssrn.com/abstract=2215522

Md. Fouad Hossain Sarker

Daffodil International University ( email )

102 Shukrabad, Mirpur Road
Dhanmondi, Dhaka-1207
Bangladesh

Muhammad Abdus Salam

University of Oslo ( email )

PO Box 6706 St Olavs plass
Oslo, N-0317
Norway

Saiful Islam (Contact Author)

University of Brunei Darussalam ( email )

Jalan Tungku Link
Gadong
Bandar Seri Begawan, BE1410
Brunei

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