Examining the Effect of Amanah Ikhtiar Malaysia's Microcredit Program on Household Assets in Rural Peninsular Malaysia

Actual Problems of Economics, Issue 11, pp. 260-269

Posted: 7 Mar 2013

See all articles by Abdullah Al Mamun

Abdullah Al Mamun

Universiti Malaysia Kelantan; Binary University College; Multimedia University

Joseph Adaikalam

Binary University College

Mohammad Nurul Huda Mazumder

Multimedia University

Date Written: November 6, 2012

Abstract

The main objective of this study is to measure the impact of Amanah Ikhtiar Malaysia's microcredit program on household assets possessed by clients of rural households in Peninsular Malaysia. This study utilized a cross-sectional design with a quasi-experimental approach. Findings of this study reveal that participation in microcredit program would lead to an increase in the net worth of household assets. AIM should, therefore, render emphasis on reviewing and reorganizing the existing credit policies and designing precise skill development training to increase clients’ ability to optimize benefits from credits.

Keywords: microcredit, rural poverty, household assets, Amanah Ikhtiar Malaysia

JEL Classification: O12, O16, G21, I31

Suggested Citation

Mamun, Abdullah Al and Adaikalam, Joseph and Mazumder, Mohammad Nurul Huda, Examining the Effect of Amanah Ikhtiar Malaysia's Microcredit Program on Household Assets in Rural Peninsular Malaysia (November 6, 2012). Actual Problems of Economics, Issue 11, pp. 260-269. Available at SSRN: https://ssrn.com/abstract=2229107

Abdullah Al Mamun (Contact Author)

Universiti Malaysia Kelantan ( email )

Karung Berkunci 36
Pengkalan Chepa
Kota Bharu, Kelantan 16100
Malaysia

HOME PAGE: http://www.umk.edu.my/rasmi/

Binary University College ( email )

Bandar Puchong Jaya
47100 Selangor
West Malaysia
Malaysia

Multimedia University ( email )

Persiaran Multimedia
Cyberjaya, Selangor Darul Ehsan
Malaysia

Joseph Adaikalam

Binary University College ( email )

Bandar Puchong Jaya
47100 Selangor
West Malaysia
Malaysia

Mohammad Nurul Huda Mazumder

Multimedia University ( email )

Faculty of Management
Cyberjaya
Malaysia

Here is the Coronavirus
related research on SSRN

Paper statistics

Abstract Views
361
PlumX Metrics