Examining the Effect of Amanah Ikhtiar Malaysia's Microcredit Program on Household Assets in Rural Peninsular Malaysia
Actual Problems of Economics, Issue 11, pp. 260-269
Posted: 7 Mar 2013
Date Written: November 6, 2012
The main objective of this study is to measure the impact of Amanah Ikhtiar Malaysia's microcredit program on household assets possessed by clients of rural households in Peninsular Malaysia. This study utilized a cross-sectional design with a quasi-experimental approach. Findings of this study reveal that participation in microcredit program would lead to an increase in the net worth of household assets. AIM should, therefore, render emphasis on reviewing and reorganizing the existing credit policies and designing precise skill development training to increase clients’ ability to optimize benefits from credits.
Keywords: microcredit, rural poverty, household assets, Amanah Ikhtiar Malaysia
JEL Classification: O12, O16, G21, I31
Suggested Citation: Suggested Citation