What's Insurance Got to Do with It? Recognizing Health Insurance as a Separate Species of Insurance

36 American Journal of Law & Medicine 436 (2010)

16 Pages Posted: 23 Mar 2013

See all articles by Wendy K. Mariner

Wendy K. Mariner

Boston University School of Law; Boston University School of Public Health

Date Written: October 30, 2009

Abstract

Health insurance can be, and to a large extent already is, a separate species of insurance. This article describes the different views of insurance that made health reform contentious. It argues that the goals of health reform are incompatible with conventional views of insurance. Nonetheless, reforming health insurance to achieve those goals does not require as dramatic shift as some might think, because health insurance has already become primarily a means of paying for health care, rather than a simple risk spreading device for specified losses.

Keywords: Health insurance, health reform, health law

Suggested Citation

Mariner, Wendy K., What's Insurance Got to Do with It? Recognizing Health Insurance as a Separate Species of Insurance (October 30, 2009). 36 American Journal of Law & Medicine 436 (2010). Available at SSRN: https://ssrn.com/abstract=2237654

Wendy K. Mariner (Contact Author)

Boston University School of Law ( email )

765 Commonwealth Avenue
Boston, MA 02215
United States

Boston University School of Public Health ( email )

715 Albany Street
Boston, MA 02118
United States
617-638-4626 (Phone)
617-414-1464 (Fax)

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