Banking Regulation and Basel III

13 Pages Posted: 12 Apr 2013

See all articles by Joel Spina

Joel Spina

Collin College; Montereale Consulting; Federal Reserve Bank of Dallas; University of Phoenix

Date Written: March 27, 2013


This paper briefly discusses the impact of regulation on the financial industry, and more specifically the development and expectations of Basel III guidelines. Elements of the recent global financial crisis provide the background for such discussion, and the evolution of the work conducted by the Basel Committee on Banking Supervision is also discussed. Finally, recommendations for the gradual and interactive implementation of Basel III are presented to increase the probability of a successful remediation to recent financial events.

Keywords: banking, regulation, Basel

JEL Classification: G21, G24, E58, N20

Suggested Citation

Spina, Joel, Banking Regulation and Basel III (March 27, 2013). Available at SSRN: or

Joel Spina (Contact Author)

Collin College ( email )

2800 E. Spring Creek Parkway
Plano, TX 75074
United States
+1 972.377.1678 (Phone)
+1 972.881.5651 (Fax)


Montereale Consulting ( email )

Dallas area, TX
United States
+1 214.578.9601 (Phone)

Federal Reserve Bank of Dallas ( email )

2200 North Pearl Street
PO Box 655906
Dallas, TX 75265-5906
United States

University of Phoenix ( email )

Dallas Area, TX
United States

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