How Do the Disabled Cope While Waiting for SSDI?

42 Pages Posted: 13 Jun 2013

See all articles by Norma Coe

Norma Coe

University of Pennsylvania - Perelman School of Medicine

Stephan Lindner

The Urban Institute

Kendrew Wong

Boston College - Center for Retirement Research

April Yanyuan Wu

Mathematica Policy Research, Inc.

Date Written: June 1, 2013

Abstract

The wait time for a Social Security Disability Insurance (SSDI) award varies from a few months to several years. Little is known about how applicants fund their consumption during this period. Using the Survey of Income and Program Participation (SIPP) linked to the Social Security Administration’s 831 file, this study examines the use of seven different coping strategies on which applicants may rely for resources, including government transfers, intra-family resources, other financial resources, and locational changes. Our results suggest that applicants use some coping strategies more frequently with longer application duration, especially spousal employment, the Supplemental Nutrition Assistance Program (SNAP) and the Supplemental Security Income (SSI) program for the disabled and children. They are also less likely to report receiving Unemployment Insurance benefits, changing their address, and owning a home. Together, these results suggests that some of the studied coping strategies are an important part of funding consumption during the application process, either by sustaining ongoing applications or by making it easier to file an appeal of an initially denied application.

Suggested Citation

Coe, Norma and Lindner, Stephan and Wong, Kendrew and Wu, April Yanyuan, How Do the Disabled Cope While Waiting for SSDI? (June 1, 2013). Available at SSRN: https://ssrn.com/abstract=2277639 or http://dx.doi.org/10.2139/ssrn.2277639

Norma Coe (Contact Author)

University of Pennsylvania - Perelman School of Medicine ( email )

423 Guardian Drive
Philadelphia, PA 19104
United States

Stephan Lindner

The Urban Institute ( email )

2100 M Street, NW
Washington, DC 20037
United States

Kendrew Wong

Boston College - Center for Retirement Research ( email )

Fulton Hall 550
Chestnut Hill, MA 02467
United States

April Yanyuan Wu

Mathematica Policy Research, Inc. ( email )

P.O. Box 2393
Princeton, NJ 08543-2393
United States

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