Ring Fencing Retail Banks

10 Pages Posted: 18 Jun 2013

Date Written: June 17, 2013

Abstract

In the backdrop of global financial crisis uncovering certain fundamental infirmities in the global financial system, the high priority task of renovating bank balance sheets while reinstating the regular flow of credit to the economy, the challenge is to make the banking systems more stable and the banking services more and more competitive and available to the common public uninterruptedly. This article suggests ring fencing of retail banks, which would shield the retail banking operations from the risks arising anywhere else across the bank or the wider system.

Keywords: Retail Banks, Investment Banking, Government Policy, and Regulation, Central Banks and Their Policies

JEL Classification: G21, G24, G28, E58

Suggested Citation

P.M., Vighneswara Swamy, Ring Fencing Retail Banks (June 17, 2013). Available at SSRN: https://ssrn.com/abstract=2280341 or http://dx.doi.org/10.2139/ssrn.2280341

Vighneswara Swamy P.M. (Contact Author)

IBS-Hyderabad ( email )

62, Nagarjuna Hill
Panjagutta
Hyderabad, TX AP 501504
India

Register to save articles to
your library

Register

Paper statistics

Downloads
108
Abstract Views
727
rank
250,107
PlumX Metrics