Are Publicly Financed Health Insurance Schemes Working in India?

21 Pages Posted: 11 Jul 2013

See all articles by Shamika Ravi

Shamika Ravi

Brookings Institution

Sofi Bergkvist

Access Health International

Date Written: July 11, 2013

Abstract

Our analysis shows that it is premature to dismiss the health insurance initiatives based on the existing analysis because these schemes perform better with time. This could be due to supply side factors such as improved implementation or demand side factors such as awareness of the scheme and financial literacy amongst users. To test this, we run the analysis by varying the definition of treatment group to only include districts that have schemes running for (a) at least a year and (b) longer than 2 years. The outcomes that we analyze are impoverishment, catastrophic healthcare expenditure and poverty gap change.

Keywords: Publicly Financed Health Insurance, India

JEL Classification: I18, G22, H43

Suggested Citation

Ravi, Shamika and Bergkvist, Sofi, Are Publicly Financed Health Insurance Schemes Working in India? (July 11, 2013). Available at SSRN: https://ssrn.com/abstract=2292360 or http://dx.doi.org/10.2139/ssrn.2292360

Shamika Ravi (Contact Author)

Brookings Institution ( email )

1775 Massachusetts Ave, NW
Washington, DC 20036
United States

Sofi Bergkvist

Access Health International ( email )

845 UN Plaza, Suite 86A
New York, NY 10017
United States

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