The 'Race Card' and Reforming American Health Insurance

12 Pages Posted: 20 Aug 2013

Date Written: 2007


Thirty-three percent of Latinos, nineteen percent of African-Americans, eighteen percent of Asians, and fourteen percent of whites are uninsured in America. Disparate health insurance results in disparate access to health care and ultimately disparate health. Competing approaches to health insurance reform are likely to exacerbate existing health care disparities whether these reforms are market-based (such as promoting health savings accounts) or driven by the ideals of universal public insurance unless and until we systemically confront racial and ethnic disparities in underlying economic conditions, insurance claim practices, and patterns of medical practice.

Keywords: health reform, race card, health law, health disparities

JEL Classification: A11, G22, I00

Suggested Citation

Matthew, Dayna Bowen, The 'Race Card' and Reforming American Health Insurance (2007). Connecticut Insurance Law Journal, Vol. 14, No. 435, 2007-2008; U of Colorado Law Legal Studies Research Paper No. 13-14. Available at SSRN:

Dayna Bowen Matthew (Contact Author)

University of Virginia School of Law ( email )

580 Massie Road
Charlottesville, VA 22903
United States

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