Comparative International Characteristics of Banking

78 Pages Posted: 31 Aug 2013

See all articles by James R. Barth

James R. Barth

Auburn University; Milken Institute

Gerard Caprio

Williams College

Daniel E. Nolle

affiliation not provided to SSRN

Date Written: January 31, 2004


This paper compares key characteristics of banking systems across countries. A basic premise underlying our review is that the increasing globalization of banking and finance mandate a broad, cross-country perspective on banking issues. Indeed, cross-country comparisons can add insight into basic issues in banking that may not emerge, or are only partially discernible, from single-country analyses. With this in mind, we review representative research dealing with four fundamental aspects of international banking: the structure of banking, with emphasis on the connection between the development of the banking system and economic growth; banking industry performance; banking regulation, supervision, and corporate governance; and banking crises. We augment each of these discussions with an examination of the cross-country “landscape” of key dimensions of banking, using data for over 50 countries.

Suggested Citation

Barth, James R. and Caprio, Gerard and Nolle, Daniel E., Comparative International Characteristics of Banking (January 31, 2004). Available at SSRN: or

James R. Barth

Auburn University ( email )

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Milken Institute ( email )

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Gerard Caprio

Williams College ( email )

Williamstown, MA 01267
United States
413-597-2465 (Phone)
413-597-4045 (Fax)

Daniel E. Nolle (Contact Author)

affiliation not provided to SSRN

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