An Optimist's Take on the Decline of Small-Employer Health Insurance
16 Pages Posted: 15 Oct 2013 Last revised: 15 Nov 2013
Date Written: October 14, 2013
In their Article, Saving Small-Employer Health Insurance, Amy Monahan and Dan Schwarcz contend that the Patient Protection and Affordable Care Act (“ACA”) could be the death of small-group health insurance by incentivizing many small employers not to offer coverage. While their prediction that the ACA, after implemented, will destabilize the small-group insurance market may prove true, I argue why their prescription that it should be saved is flawed and why we may be better off without small group insurance.
Keywords: PPACA, ACA, Obamacare, health insurance, health reform, small-employer health insurance
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