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An Optimist's Take on the Decline of Small-Employer Health Insurance

16 Pages Posted: 15 Oct 2013 Last revised: 15 Nov 2013

Allison K. Hoffman

University of Pennsylvania Law School

Date Written: October 14, 2013

Abstract

In their Article, Saving Small-Employer Health Insurance, Amy Monahan and Dan Schwarcz contend that the Patient Protection and Affordable Care Act (“ACA”) could be the death of small-group health insurance by incentivizing many small employers not to offer coverage. While their prediction that the ACA, after implemented, will destabilize the small-group insurance market may prove true, I argue why their prescription that it should be saved is flawed and why we may be better off without small group insurance.

Keywords: PPACA, ACA, Obamacare, health insurance, health reform, small-employer health insurance

Suggested Citation

Hoffman, Allison K., An Optimist's Take on the Decline of Small-Employer Health Insurance (October 14, 2013). Iowa Law Review, Vol. 98, p. 113, 2013; UCLA School of Law Research Paper No. 13-39. Available at SSRN: https://ssrn.com/abstract=2340223

Allison K. Hoffman (Contact Author)

University of Pennsylvania Law School ( email )

3501 Sansom Street
Philadelphia, PA 19104
United States

HOME PAGE: https://www.law.upenn.edu/cf/faculty/ahoffma1/

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