The National Health Insurance Scheme in Ghana: Implementation Challenges and Proposed Solutions

44 Pages Posted: 8 Mar 2014

See all articles by Gissele Gajate-Garrido

Gissele Gajate-Garrido

affiliation not provided to SSRN

Rebecca Owusua

International Food Policy Research Institute (IFPRI)

Date Written: December 1, 2013

Abstract

Healthcare financing through social health insurance has become a very important tool in providing access to and utilization of health services in most developing countries such as Ghana. Ghana’s National Health Insurance Scheme (NHIS) is a promising tool for policymakers. Yet since its inception in 2003, few studies have assessed the scheme.

This paper aims to explore the challenges facing the District Mutual Health Insurance Schemes (DMHISs), how these challenges have been managed over the years, and what can be done to improve the DMHIS operation. The scope of this study is to improve policies and guide support for Ghanaian DMHISs as well as to provide recommendations when implementing future NHISs in a developing-country context.

Keywords: Ghana, West Africa, Africa South of Sahara, Africa, health insurance, implementation, implementation challenges, social safety nets, social protection

Suggested Citation

Gajate Garrido, Gissele and Owusua, Rebecca, The National Health Insurance Scheme in Ghana: Implementation Challenges and Proposed Solutions (December 1, 2013). IFPRI Discussion Paper 01309. Available at SSRN: https://ssrn.com/abstract=2373242 or http://dx.doi.org/10.2139/ssrn.2373242

Gissele Gajate Garrido (Contact Author)

affiliation not provided to SSRN

Rebecca Owusua

International Food Policy Research Institute (IFPRI) ( email )

1201 Eye St, NW,
Washington, DC 20005
United States

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