What Do We Know About Regional Banks? An Exploratory Analysis

27 Pages Posted: 11 Jan 2014

See all articles by Lakshmi Balasubramanyan

Lakshmi Balasubramanyan

Case Western Reserve University - Weatherhead School of Management

Joseph G. Haubrich

Federal Reserve Bank of Cleveland

Date Written: November 10, 2013

Abstract

This study tries to get a sense of the topography of the regional banking landscape. We focus on bank holding companies and banks with $10 billion to $50 billion in assets and look for factors that potentially explain regional bank health from 2008 to 2013. Our dataset is a combination of bank Call Report data and confidential supervisory data. Our analysis shows that regional banks are not a monolithic group, and different factors explain bank safety and soundness for different types of banks.

Keywords: Regional Banking Organizations; Banks and Banking; Supervisory Ratings

JEL Classification: G21; G28; L25; R11

Suggested Citation

Balasubramanyan, Lakshmi and Haubrich, Joseph G., What Do We Know About Regional Banks? An Exploratory Analysis (November 10, 2013). FRB of Cleveland Working Paper No. 13-16. Available at SSRN: https://ssrn.com/abstract=2377367

Lakshmi Balasubramanyan (Contact Author)

Case Western Reserve University - Weatherhead School of Management ( email )

10900 Euclid Ave.
Cleveland, OH 44106-7235
United States

Joseph G. Haubrich

Federal Reserve Bank of Cleveland ( email )

East 6th & Superior
Cleveland, OH 44101-1387
United States
216-579-2802 (Phone)
216-579-3050 (Fax)

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