What Do We Know About Regional Banks? An Exploratory Analysis
27 Pages Posted: 11 Jan 2014
Date Written: November 10, 2013
This study tries to get a sense of the topography of the regional banking landscape. We focus on bank holding companies and banks with $10 billion to $50 billion in assets and look for factors that potentially explain regional bank health from 2008 to 2013. Our dataset is a combination of bank Call Report data and confidential supervisory data. Our analysis shows that regional banks are not a monolithic group, and different factors explain bank safety and soundness for different types of banks.
Keywords: Regional Banking Organizations; Banks and Banking; Supervisory Ratings
JEL Classification: G21; G28; L25; R11
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