The Changing Structure of Banking Firms and Industry: An Analysis through the European Banks’ Balance Sheets

European Journal of Economics, Finance and Administrative Sciences, Issue 61, December, 2013, pp.185-204.

Posted: 8 Mar 2014

See all articles by Enzo Scannella

Enzo Scannella

University of Palermo - d/SEAS

Sebastiano Mazzù

University of Catania - Department of Economics and Business

Date Written: December 1, 2013

Abstract

This paper analyzes the changing structure of the Italian and European banking firms and industry. The main aim is to identify the fundamental changes of the underlying economics of banking through the analysis of banks’ balance sheets. In this paper, we provide evidence that commercial banks have progressively moved from traditional banking to new forms of financial intermediation. The paper discusses the implications of this changes in terms of business models of banking firms, business operations of banks, structure of the financial system and banking industry.

Keywords: Banking, Business Model, Financial Intermediation, Financial Crisis, Balance Sheet

JEL Classification: G01, G20, G21, G23, G28

Suggested Citation

Scannella, Enzo and Mazzù, Sebastiano, The Changing Structure of Banking Firms and Industry: An Analysis through the European Banks’ Balance Sheets (December 1, 2013). European Journal of Economics, Finance and Administrative Sciences, Issue 61, December, 2013, pp.185-204.. Available at SSRN: https://ssrn.com/abstract=2405546

Enzo Scannella (Contact Author)

University of Palermo - d/SEAS ( email )

Viale delle Scienze, edificio 13
Palermo, 90124
Italy
+3909123895305 (Phone)
+39091489346 (Fax)

HOME PAGE: http://www.enzoscannella.com

Sebastiano Mazzù

University of Catania - Department of Economics and Business ( email )

Palazzo delle Scienze
Corso Italia 55
95124 Catania, Sicily 95124
Italy

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