A State-Owned Payment and Savings System as an Alternative to the Banking Regulations Strengthening

7 Pages Posted: 19 Apr 2014

See all articles by Razvan Stefanescu

Razvan Stefanescu

University Dunarea De Jos Galati

Ramona Dumitriu

University Dunarea De Jos Galati

Date Written: April 17, 2014

Abstract

The dramatic consequences of the global crisis forced governments to take into consideration the banking sector reform. The main initiatives are based on the banking regulations strengthening. In this paper we approach another kind of solution to the banking sector problems: a state-owned payment and savings system which could induce a responsible behavior to the financial institutions.

Keywords: Banking Sector Reform, Regulations, Global Crisis, Payment and Savings System

JEL Classification: G01, G21, G28

Suggested Citation

Stefanescu, Razvan and Dumitriu, Ramona, A State-Owned Payment and Savings System as an Alternative to the Banking Regulations Strengthening (April 17, 2014). Available at SSRN: https://ssrn.com/abstract=2426353 or http://dx.doi.org/10.2139/ssrn.2426353

Razvan Stefanescu (Contact Author)

University Dunarea De Jos Galati ( email )

Str. Domnească, nr. 47
Galati, 800008
Romania

Ramona Dumitriu

University Dunarea De Jos Galati ( email )

Romania

Here is the Coronavirus
related research on SSRN

Paper statistics

Downloads
33
Abstract Views
253
PlumX Metrics