Il Credito Alle Imprese Nell’Attuale Congiuntura Economico-Finanziaria: Dinamiche Di Mercato E Scelte Organizzative Bancarie (Bank Lending to Firms in the Current Financial Crisis: Market Trends and Bank Organisational Issues)

Il Risparmio Review, Rome, n. 1, pp. 37-86, January-March, 2014

Posted: 23 May 2014

See all articles by Enzo Scannella

Enzo Scannella

University of Palermo - d/SEAS

Date Written: March 1, 2014

Abstract

This paper aims to examine the underlying causes of the sharp reduction in bank lending, which in turn is highlighting some structural weaknesses of Italian firms and financial system. The structure of this paper is as follows. Section 1 introduces the paper. Section 2 analyzes some drivers of the bank loans market in the current financial crisis. Section 3 examines the increasing role of standardized bank lending practices that have enlarged the organizational and strategic differences between transaction-based lending and relationship-based lending. Section 4 concludes.

Keywords: loan, financial crisis, credit crunch, bank lending.

JEL Classification: G01, G20, G21, G32, M10, M20, M21.

Suggested Citation

Scannella, Enzo, Il Credito Alle Imprese Nell’Attuale Congiuntura Economico-Finanziaria: Dinamiche Di Mercato E Scelte Organizzative Bancarie (Bank Lending to Firms in the Current Financial Crisis: Market Trends and Bank Organisational Issues) (March 1, 2014). Il Risparmio Review, Rome, n. 1, pp. 37-86, January-March, 2014 . Available at SSRN: https://ssrn.com/abstract=2439852

Enzo Scannella (Contact Author)

University of Palermo - d/SEAS ( email )

Viale delle Scienze, edificio 13
Palermo, 90124
Italy
+3909123895305 (Phone)
+39091489346 (Fax)

HOME PAGE: http://www.enzoscannella.com

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