Health Financing and Insurance Reform in Morocco

Ruger JP, and Kress D. “Health Financing and Insurance Reform in Morocco,” Health Affairs, 2007; 26(4): 1009-16.

7 Pages Posted: 17 Oct 2014

See all articles by Jennifer Prah Ruger

Jennifer Prah Ruger

University of Pennsylvania - School of Social Policy & Practice; University of Pennsylvania - Perelman School of Medicine

Daniel Kress

Bill and Melinda Gates Foundation

Date Written: July 2010

Abstract

The government of Morocco approved two reforms in 2005 to expand health insurance coverage. The first is a payroll-based mandatory health insurance plan for public- and formal private-sector employees to extend coverage from the current 16 percent of the population to 30 percent. The second creates a publicly financed fund to cover services for the poor. Both reforms aim to improve access to high-quality care and reduce disparities in access and financing between income groups and between rural and urban dwellers. In this paper we analyze these reforms: the pre-reform debate, benefits covered, financing, administration, and oversight. We also examine prospects and future challenges for implementing the reforms.

Keywords: health financing, health insurance, universal health coverage

Suggested Citation

Prah Ruger, Jennifer and Kress, Daniel, Health Financing and Insurance Reform in Morocco (July 2010). Ruger JP, and Kress D. “Health Financing and Insurance Reform in Morocco,” Health Affairs, 2007; 26(4): 1009-16., Available at SSRN: https://ssrn.com/abstract=2510887

Jennifer Prah Ruger (Contact Author)

University of Pennsylvania - School of Social Policy & Practice ( email )

3701 Locust Walk
Philadelphia, PA 19104-6214
United States

University of Pennsylvania - Perelman School of Medicine

423 Guardian Drive
Philadelphia, PA 19104
United States

Daniel Kress

Bill and Melinda Gates Foundation

P.O. Box 23350
Seattle, WA 98102
United States

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