Facts and Stereotypes about Cooperative Banks: To Whom Do CBs Actually Lend?

25 Pages Posted: 30 Dec 2014

See all articles by Ivana Catturani

Ivana Catturani

European Research Institute on Cooperative & Social Enterprises (EURICSE); University of Trento

Carlo Borzaga

University of Trento; European Research Institute on Cooperative & Social Enterprises (EURICSE)

Date Written: December 30, 2014

Abstract

Cooperative banks' (CBs) customers have been traditionally described as small or medium firms with poor performance working at local level. Moreover, they are usually involved in tertiary sector of industry or in agriculture and are financed by several sources (i.e., not just banks). This paper attempts to verify whether the characteristics listed above are stereotypes that no longer apply to CBs' clients or, on the contrary, whether these are still some of the most relevant features CB loan recipients. In order to test this hypothesis, we used data collected through a survey conducted in 2011 by MET on Italian firms working in manufacturing industries.

Keywords: Cooperative Banks, Manufacture Industry, Crisis

JEL Classification: D24, G21, O14, P13

Suggested Citation

Catturani, Ivana and Borzaga, Carlo, Facts and Stereotypes about Cooperative Banks: To Whom Do CBs Actually Lend? (December 30, 2014). Journal of Entrepreneurial and Organizational Diversity, Vol. 3, No. 2, 2014, 7-31. Available at SSRN: https://ssrn.com/abstract=2541590

Ivana Catturani (Contact Author)

European Research Institute on Cooperative & Social Enterprises (EURICSE) ( email )

Via S. Giovanni 36
38122 Trento (TN)
Italy

University of Trento ( email )

Via Giuseppe Verdi 26
Trento, Trento 38152
Italy

Carlo Borzaga

University of Trento ( email )

Via Giuseppe Verdi 26
Trento, Trento 38152
Italy

European Research Institute on Cooperative & Social Enterprises (EURICSE) ( email )

Via S. Giovanni 36
38122 Trento (TN)
Italy

Register to save articles to
your library

Register

Paper statistics

Downloads
30
Abstract Views
470
PlumX Metrics