Cyber Risk: Insuring the Digital Age

British Insurance Law Association Journal, 2015, volume 128

Queen Mary School of Law Legal Studies Research Paper No. 189/2015

29 Pages Posted: 20 Jan 2015 Last revised: 24 Apr 2015

See all articles by Philip Rawlings

Philip Rawlings

Queen Mary University of London, School of Law

Date Written: January 18, 2015

Abstract

Cyber insurance is a relatively new product, but it offers an important revenue stream for insurers, vital protection for companies and assistance to government in its efforts to improve cyber security. Traditional policies may provide some cover for cyber risks, but insurers are keen to exclude such risks and create a separate market for cyber insurance. This paper looks at the reasons for the development of this new insurance market and the way the courts (in the US at least) have responded to the efforts of insurers to resist claims under existing policies, and it discusses the sorts of issues that cyber policies address.

Suggested Citation

Rawlings, Philip, Cyber Risk: Insuring the Digital Age (January 18, 2015). British Insurance Law Association Journal, 2015, volume 128 ; Queen Mary School of Law Legal Studies Research Paper No. 189/2015. Available at SSRN: https://ssrn.com/abstract=2551421

Philip Rawlings (Contact Author)

Queen Mary University of London, School of Law ( email )

67-69 Lincoln’s Inn Fields
London, WC2A 3JB
United Kingdom

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