An Opinion Survey of SME Banking Systems: Problems and Prospects in Bangladesh

American Journal of Economics, Finance and Management, Vol. 1, No. 3, 2015, pp. 223-228

6 Pages Posted: 21 May 2015 Last revised: 27 May 2015

See all articles by Dr. Md. Abdur Rouf

Dr. Md. Abdur Rouf

Daffodil International University

Md. Islam

University of Information Technology & Sciences (UITS)

Date Written: 2015

Abstract

The Small and Medium scale Enterprise (SME) working as the engines of economic growth. Promotion of SME especially in the developing countries like Bangladesh include their relatively high labor intensity, dependence on indigenous skills and technology, contributions to entrepreneurship development and innovativeness and growth of industrial linkages. The present study is conducted to analyze the opinion of different respondent group regarding the importance of various item of SME service. Data were collected 60 different user groups through planned questionnaire by using direct interview method which has been selected using the justification method under non-probability sampling technique. Finding of the study indicates that terms and condition of SME loan is not easy, SME loan application and disbursement procedure is complex and high charges of interest on SME loan.

Keywords: SME, Loan Officer, Customers, Bank

Suggested Citation

Rouf, Dr. Md. Abdur and Islam, Md., An Opinion Survey of SME Banking Systems: Problems and Prospects in Bangladesh (2015). American Journal of Economics, Finance and Management, Vol. 1, No. 3, 2015, pp. 223-228 , Available at SSRN: https://ssrn.com/abstract=2608423

Dr. Md. Abdur Rouf (Contact Author)

Daffodil International University ( email )

102 Sukrabad, Mirpur Road, Dhanmondi
Dhaka, 1207
Bangladesh

HOME PAGE: http://https://faculty.daffodilvarsity.edu.bd/profile/bba/rouf.html

Md. Islam

University of Information Technology & Sciences (UITS) ( email )

GA - 37/1,Jamalpur Twin Tower (Tower 2 )
Pragati Sharani,Baridhara View
Gulshan-2, Dhaka 1212
Bangladesh

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