Problems with Health Insurance

Posted: 29 May 2001

See all articles by Robert Ferguson

Robert Ferguson

Axiomatic Systems, Inc.

Dean Leistikow

Fordham University - Finance Area


The absence of universal health insurance in the United States covering all illness at an "affordable" premium is widely viewed as a problem to be solved. Actually, health insurance makes some people better off and others worse off. Poor people are among the most likely to be worse off under existing and proposed health insurance systems, particularly universal health insurance, than they would be without the schemes.

Suggested Citation

Ferguson, Robert and Leistikow, Dean, Problems with Health Insurance. Financial Analysts Journal, Vol. 56, No. 6, November/December 2000. Available at SSRN:

Robert Ferguson (Contact Author)

Axiomatic Systems, Inc. ( email )

5151 Collins Avenue, Suite 552
Miami Beach, FL 33140
United States
305-866-7720 (Phone)

Dean Leistikow

Fordham University - Finance Area ( email )

33 West 60th Street
New York, NY 10023
United States

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