Download This PaperThe Impact of the Durbin Amendment on Merchants: A Survey Study
26 Pages Posted: 4 Sep 2015
Date Written: 2014
Abstract
The Durbin Amendment to the Dodd-Frank Act introduced a regulation on debit card interchange fees, which went into effect in October 2011. Based on a merchant survey conducted two years after the regulation, we investigate the impact of the regulation on merchants' costs of accepting debit cards. We also examine merchants' reactions to the regulation in terms of changing prices and debit card restrictions.
Suggested Citation: Suggested Citation
Wang, Zhu and Schwartz, Scarlett and Mitchell, Neil, The Impact of the Durbin Amendment on Merchants: A Survey Study (2014). Economic Quarterly, Issue 3Q, pp. 183-208, 2014, Available at SSRN: https://ssrn.com/abstract=2655978
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