Financial Management Tools and Consumer Confidence: Chase Blueprint

28 Pages Posted: 14 Oct 2015

See all articles by Larry Santucci

Larry Santucci

Federal Reserve Bank of Philadelphia

Date Written: 2015-10-13


On March 10, 2015, the Payment Cards Center hosted a workshop on the development and performance of Blueprint, a set of money management features developed by JPMorgan Chase & Co. (Chase) and available with several of Chase's credit cards. The workshop featured presentations by Thomas O'Donnell, managing director of Chase Consumer and Community Banking Quality, and Florian Egg-Krings, general manager of the Slate and Blueprint portfolios. O'Donnell discussed the development of Blueprint, a process that began during the financial crisis and the Great Recession of 2007-2009. Egg-Krings then shared some insight on the adoption and success of several Blueprint features. Lastly, both O'Donnell and Egg-Krings briefly discussed their expectations for the evolution of Blueprint in the coming years. This paper summarizes the presentations of O'Donnell and Egg-Krings, supplemented by additional research.

Keywords: Behavioral consumer finance, Credit cards, Debt repayment, Financial management

JEL Classification: D14, D91

Suggested Citation

Santucci, Larry, Financial Management Tools and Consumer Confidence: Chase Blueprint (2015-10-13). FRB of Philadelphia Payment Cards Center Discussion Paper No. 15-04, Available at SSRN: or

Larry Santucci (Contact Author)

Federal Reserve Bank of Philadelphia ( email )

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Philadelphia, PA 19106-1574
United States
2155746014 (Phone)

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