Performance of RRBs in Odisha: An Empirical Study on Amalgamation Effect

GITAM Journal of Management, Vol.13 (1), 2015

14 Pages Posted: 3 Apr 2016

See all articles by Jitendra Ram

Jitendra Ram

KIIT University

Rabi Subudhi

KIIT University - School of Management; KIIT University; KIIT University - School of Management

Date Written: 2015

Abstract

Regional Rural Banks (RRBs), now spread all over India, have been playing a great role in all round rural development of the nation. Their role in spreading financial inclusion has been highly recognized by Ministry of Finance, GoI and the Reserve Bank of India in their various reports. To strengthen the functioning of these RRBs, many committees have given many a suggestions, including amalgamation. Has amalgamation of RRBs resulted in improving governance?

The present paper reviews the growth of Indian banking sector and, particularly the Regional Rural Banks (RRBs). RRBs are owned jointly by Central Government, State Governments and commercial banks. The paper uses both secondary and primary data to study and check, whether there has been any significant improvement, in the very functioning of RRBs, with a special focus to state of Odisha.

Keywords: Rural Banking, RRB, Bank-performance

JEL Classification: G21, G34, M00, M29, C12, C32

Suggested Citation

Ram, Jitendra and Subudhi, Rabi, Performance of RRBs in Odisha: An Empirical Study on Amalgamation Effect (2015). GITAM Journal of Management, Vol.13 (1), 2015. Available at SSRN: https://ssrn.com/abstract=2757971

Jitendra Ram

KIIT University ( email )

Bhubaneswar -751024
Bhubaneswar
India

Rabi Subudhi (Contact Author)

KIIT University - School of Management ( email )

Campus - 7
KIIT
Bhubaneswar, Odisha 751024
India
91-674-2725713 (Phone)
91-674-2725278 (Fax)

HOME PAGE: http://www.ksom.ac.in

KIIT University ( email )

Bhubaneswar, Orissa 751024
India
916742725713 (Phone)
916742725378 (Fax)

HOME PAGE: http://www.kiit.ac.in

KIIT University - School of Management ( email )

Campus 7, KIIT School of Management
KIIT University
Bhubaneswar, OR Odisha 751024
India

HOME PAGE: http://www.ksom.ac.in

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