A Multivariate Model of Micro Credit and Rural Women Entrepreneurship Development in Bangladesh

Sharmina Afrin, Nazrul Islam & Shahid Uddin Ahmed (2008), A Multivariate Model of Micro Credit and Rural Women Entrepreneurship Development in Bangladesh, International Journal of Business and Management, August 2008, Volume 3, Number 8, Pp. 169-185

17 Pages Posted: 23 Sep 2016

See all articles by Sharmina Afrin

Sharmina Afrin

Khulna University

Nazrul Islam

Canadian University of Bangladesh

Shahid Ahmed

University of Dhaka - Faculty of Business Studies

Date Written: August 22, 2008

Abstract

In Bangladesh, micro credit programs have positive socioeconomic impact on the rural women borrowers. However, it is perceived that the micro credit programs help the rural women borrowers to survive only and do not help them to develop entrepreneurial capabilities. Hence, this paper aims at identifying the factors related to the development of entrepreneurship among the rural women borrowers through micro credit programs. A multivariate analysis technique like Factor Analysis was conducted to identify the entrepreneurship development related factors. Structural equation modeling was used to develop a model of micro credit program and the development of rural women entrepreneurship in Bangladesh. Results show that the financial management skills and the group identity of the women borrowers have significant relationship with the development of rural women entrepreneurship in Bangladesh. The experience from the parent’s family of the borrowers and the option limit may also lead to the rural women borrowers to be entrepreneurial.

Keywords: Micro credit programs, Rural women borrowers, Entrepreneurship development, Financial management skills, and Group identity

JEL Classification: A11

Suggested Citation

Afrin, Sharmina and Islam, Nazrul and Ahmed, Shahid, A Multivariate Model of Micro Credit and Rural Women Entrepreneurship Development in Bangladesh (August 22, 2008). Sharmina Afrin, Nazrul Islam & Shahid Uddin Ahmed (2008), A Multivariate Model of Micro Credit and Rural Women Entrepreneurship Development in Bangladesh, International Journal of Business and Management, August 2008, Volume 3, Number 8, Pp. 169-185 . Available at SSRN: https://ssrn.com/abstract=2842115

Sharmina Afrin

Khulna University

Gollamari
Khulna, 8208
Bangladesh

Nazrul Islam (Contact Author)

Canadian University of Bangladesh ( email )

House 99, Road 11, Block C, Banani,
Dhaka, 1213
Bangladesh
8801716370643 (Phone)
880258952047 (Fax)

HOME PAGE: http://www.cub.edu.bd

Shahid Ahmed

University of Dhaka - Faculty of Business Studies

Bangladesh

Here is the Coronavirus
related research on SSRN

Paper statistics

Downloads
865
Abstract Views
2,494
rank
28,986
PlumX Metrics