The Growing Regulatory State of Banking

Gonzalez, Alberto R. "The Growing Regulatory State of Banking." The Tennessee Banker; Oct. 2013: 27-29.

3 Pages Posted: 30 Sep 2016

See all articles by Alberto Gonzales

Alberto Gonzales

Belmont University - College of Law

Date Written: October 2013

Abstract

Our country has often struggled with finding the right balance between too little and too much regulation. Some regulation and oversight is necessary--if for nothing more than to level the playing field. The danger, of course, is that government officials often do not fully appreciate how the heavy hand of regulation affects business, nor anticipate how legislation will affect the markets long term. Lawmakers in several states have introduced resolutions calling on Congress to spit up big banks by separating traditional banking services and investment banking. Five years after the financial crisis, these state resolutions show there is still public anger toward big banks. If these proposals gain enough traction in state legislatures, a growing number of members of Congress may feel pressure to support this effort.

Keywords: Banks, Banking, Regulation of Banks and Banking, Consumer Financial Protection Bureau (CFPB), Dodd-Frank, 2008 financial crisis,

Suggested Citation

Gonzales, Alberto, The Growing Regulatory State of Banking (October 2013). Gonzalez, Alberto R. "The Growing Regulatory State of Banking." The Tennessee Banker; Oct. 2013: 27-29.. Available at SSRN: https://ssrn.com/abstract=2844792

Alberto Gonzales (Contact Author)

Belmont University - College of Law ( email )

1900 Belmont Boulevard
Nashville, TN 37212
United States

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