Micro Credit and Rural Women Entrepreneurship Development in Bangladesh: A Multivariate Model

Journal of Business and Management, Vol. 16, No. 1, 2010

22 Pages Posted: 21 Oct 2016

See all articles by Sharmina Afrin

Sharmina Afrin

Khulna University - Business Administration Discipline

Nazrul Islam

Canadian University of Bangladesh

Shahid Ahmed

University of Dhaka - Faculty of Business Studies

Multiple version iconThere are 2 versions of this paper

Date Written: 2010

Abstract

Micro credit programs have positive socioeconomic impact on rural women borrowers of Bangladesh. But it is also opined by the different corners that the micro credit programs do not help the borrowers to develop entrepreneurial capabilities except surviving. Thus, this paper aims at identifying the factors related to the development of entrepreneurship among the rural women through micro credit programs of the micro credit providers. A multivariate analysis technique such as, Factor Analysis was conducted to identify the factors related to entrepreneurship development. Structural Equation Modeling (SEM) was used to identify the relationship between micro credit program and the development of rural women entrepreneurship in Bangladesh. Results show that the financial management skills are the most important factor that has significant relationship with the development of rural women entrepreneurship. Results also show that the group identities of the women borrowers have significant relationship with the rural entrepreneurship development in Bangladesh. Borrowers experience from the parents’ families and the limitation of option also lead to the development of entrepreneurship among the rural women borrowers of Bangladesh.

Keywords: Micro Credit Programs, Rural Women Borrowers, Entrepreneurship Development, Financial Management Skills, Group Identity

Suggested Citation

Afrin, Sharmina and Islam, Nazrul and Ahmed, Shahid, Micro Credit and Rural Women Entrepreneurship Development in Bangladesh: A Multivariate Model (2010). Journal of Business and Management, Vol. 16, No. 1, 2010. Available at SSRN: https://ssrn.com/abstract=2856217

Sharmina Afrin

Khulna University - Business Administration Discipline ( email )

Gollamari
Khulna, 8208
Bangladesh

Nazrul Islam (Contact Author)

Canadian University of Bangladesh ( email )

House 99, Road 11, Block C, Banani,
Dhaka, 1213
Bangladesh
8801716370643 (Phone)
880258952047 (Fax)

HOME PAGE: http://www.cub.edu.bd

Shahid Ahmed

University of Dhaka - Faculty of Business Studies

Bangladesh

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