The Fintech Market in Germany

Dorfleitner, Gregor; Hornuf, Lars; Schmitt, Matthias; Weber, Martina

doi:10.2139/ssrn.2885931

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The Fintech Market in Germany

100 Pages Posted: 16 Dec 2016 Last revised: 16 Sep 2021

See all articles by Gregor Dorfleitner

Gregor Dorfleitner

University of Augsburg - Department of Statistics and Mathematical Economic Theory; University of Regensburg - Department of Finance

Lars Hornuf

University of Bremen - Faculty of Business Studies and Economics; Max Planck Institute for Innovation and Competition; CESifo (Center for Economic Studies and Ifo Institute)

Matthias Schmitt

Max Planck Institute for Innovation and Competition

Martina Weber

University of Regensburg - Department of Finance

Date Written: October 17, 2016

Abstract

In this study, conducted on behalf of the Federal Ministry of Finance, we provide the first comprehensive analysis of the German FinTech industry. We quantify the market volume of the industry between 2007 and 2015. On the basis of this data, we also predict the future development of eight segments of the FinTech market, offering detailed forecasts for the years 2020, 2025, and 2035. Moreover, we provide a comprehensive overview of current trends and the drivers of growth that have affected the FinTech industry in the past, as well as the factors that could spur and hinder growth within it in the future.

Keywords: FinTech, Crowdlending, Social Trading, Robo-Advice, Personal Financial Management, Payments, Insurance

JEL Classification: G1, G2, L26

Suggested Citation: Suggested Citation

Dorfleitner, Gregor and Dorfleitner, Gregor and Hornuf, Lars and Schmitt, Matthias and Weber, Martina, The Fintech Market in Germany (October 17, 2016). Available at SSRN: https://ssrn.com/abstract=2885931 or http://dx.doi.org/10.2139/ssrn.2885931