Changing Business Models in International Bank Funding
32 Pages Posted: 20 Mar 2017
There are 4 versions of this paper
Changing Business Models in International Bank Funding
Changing Business Models in International Bank Funding
Changing Business Models in International Bank Funding
Changing Business Models in International Bank Funding
Date Written: March 2017
Abstract
This paper investigates the foreign funding mix of globally active banks. Using BIS international banking statistics for a panel of 12 advanced economies, we detect a structural break in international bank funding at the onset of the global financial crisis. In their post-break business model, banks rely less on cross-border liabilities and, instead, tap funds from outside their jurisdictions by making more active use of their subsidiaries and branches, as well as inter-office accounts within the same banking group.
Keywords: bank funding, structural reform initiatives, international banks
JEL Classification: C32, F65, G21
Suggested Citation: Suggested Citation