Determinants of Bank Lending in Europe and the United States: Evidence from Crisis and Post-Crisis Years
48 Pages Posted: 2 May 2017
Date Written: April 2017
We investigate bank lending patterns and their determinants in Europe and the United States over 2008-2014. Specifically, we relate bank characteristics prior to the financial crisis to their lending behaviour during and after the crisis period. Our analysis confirms the existence of a bank lending channel. This channel seems stronger in Europe than in the United States, especially if we look at corporate loans rather than at the whole loan portfolio.
Keywords: bank lending channel, bank loans, corporate loans, crisis
JEL Classification: G01, G18, G21
Suggested Citation: Suggested Citation